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Who we are 
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Bernard Kelly has always been enthusiastic about creating options for 20-25 years of comfortable retirement living.

And as money gives you those options, Bernard has for years been (and still is) recommending investment properties and profitable hobbies. To which he has now added Sitesell - see below - (which you can use to create your own on-line business). 

After a successful early career in international investment banking and corporate finance, in his early 40s he bought a marketing company, and later spent over a decade in helping charities and non-profits create community wealth.

Then, in his mid-fifties, he realised that the chief executives of his clients – typically 10 years older – were retiring “into poverty”. They had their homes paid off, but had few investments. It disturbed him that they would be living for perhaps 20-25 years on government welfare.

It eventually occurred to him that he too was in a similar predicament (as are perhaps 97% of the population) so to enhance his professional knowledge of property investments, he immersed himself in that industry and later established his own consultancy practice.

Then, when potential investors were unable to proceed (for whatever reason) his standard advice was to say “as we’re all going to need additional revenue streams later on, let’s take whatever hobby you have and turn it into a Profitable Hobby”.

Such profitable hobbies are actually small home based businesses, and by creatively assisting anyone he could down this path, over time he has built up considerable knowledge of the operations of the micro business community.

Who We Are:  Bernard Kelly

Bernard Kelly is a very rare person, with something unique to offer to anyone in late career, as well as those already retired. His goal is to assist as many people as possible enjoy 20-25 years of comfortable retirement.

Planning for a successful retirement is only partially about financial planning. Here you will have the chance to consider for yourself Who You Are, and find advice on topics such as

• What retirement is exactly
• Create a new lifestyle for yourself
• Is there still such an experience as retirement?
• Objective retirement advice
• How to generate extra income

Bernard has exceptional life experiences, and people out there need his experience and expertise, right at this very moment. That's the main focus on this magazine; and here's his personal views on how you too could use the Sitesell technology - used for this magazine - to similarly create an online income for your retirement years.  This online business is now his "serious job".

And to snapshot his enthusiasms, his favourite theme for the day is "Impossible is just an opinion". To keep abreast of his thinking, subscribe to the his RetireLaughing newsletter - use the form in the right hand column of this page.   Or email:

Or if you enjoy group learning to establish your personal approach to an active retirement, for some years Bernard has been a strong supporter of the Osher Lifelong Learning Institute at the University of North Carolina in Asheville. 

And in accordance with his belief in life long learning, he takes an Action Learning class "Create Yourself a Job" at his local community college, helping retirees looking to put some zing back into their lives.  He also helps his wife with her passion for urban farming, and manages the Facebook community RETIREMENT STARTUPS GROUP.

This month's Special Book Club offer - "Lifestyle Retirement Guide" $9.97 click here

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This month's Special Book Club offer - "Lifestyle Retirement Guide" $9.97 click here



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My book "Creative Retirement Planning" includes the best retirement strategies I have discovered in 30 years of assisting family, friends and private clients.  

Benefit from my experience to enhance your retirement whether by improving your finances, your health or your quality of life.  

Click here to read more about my guide to a great retirement along with a fantastic FREE BONUS GIFT! 

This site is for EXTENDERS and their non-financial retirement lifestyle

EXTENDERS belong to that demographic who  understand that "middle age" now extends well into their retirement

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In his seminal work "Property Investing for Couples" Bernard Kelly shares with you his financial strategy to create adequate family wealth for a comfortable retirement

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"Goolwa by Breakfast" by Bernard Kelly brings the visit by U-boat 862  in January 1945 into the 21st century



key take-home points  of highly regarded lifestyle strategies for retirees